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Visa operates the world's largest and most sophisticated consumer payments processing
system. It is jointly owned by more than 21,000 member financial institutions
around the globe. Visa itself does not offer cards or financial services directly
to consumers and merchants. Instead, Visa enables banks to offer cards and other
payment services that can be used anywhere Visa is accepted.
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Capital One® Platinum Prestige
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- Save with a 0% intro APR until October 2009 on purchases and balance transfers
- Then enjoy a variable APR, now 8.9%
- Consolidate balances and save money when you transfer higher-rate balances
- No annual fee
- To apply online click the "Apply Here" button or call
1-866-582-0808
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% until Oct. 2009 |
None |
8.9% |
None |
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Chase Platinum Visa® Card
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- 0% Intro APR for up to 12 months* on purchases and balance transfers
- APR as low as 10.99% thereafter
- Free travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
- Free online account access
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for up to 12 mo. |
0% for up to 12 mo. |
10.99% |
None |
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Simmons First Visa Platinum
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| One of the lowest ongoing APRs in the nation |
- Fixed APR of 7.25%
- No annual fee
- Global acceptance
- Travel insurance
- Car rental loss/damage waiver covering collision, theft and vandalism
- Emergency cash and credit card replacement
- Card issued by Simmons First National Bank
- Good credit required
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
None |
7.25% |
None |
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Bank of America® Platinum Plus® Visa® Card
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- 0% introductory APR on balance transfers, check cash advances, and direct deposits for your first 12 billing cycles*
- Credit lines as high as $25,000
- Online Banking Service
- Total Security Protection®
- No annual fee
- Card issued by FIA Card Services, NA.
- Terms & Conditions
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
0% for 12 mo.* |
7.99%-17.99% |
None |
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Chase Free Cash RewardsSM Visa® Card
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| Earn points fast and choose how you want to receive your rewards |
- 1 point for every eligible dollar in purchases
- 1,000 bonus points after your first purchase
- Get your rewards with as few as 2,500 points
- Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned
- Intro 0% Fixed APR for up to 12 months*
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for up to 12 mo. |
0% for up to 12 mo. |
10.99%* |
None |
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Citi® mtvU™ Platinum Select® Visa® Card for College Students
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- 0% APR* for 6 months on purchases, cash advances and balance transfers
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores
- Earn 1 ThankYou Point for every dollar you spend on all other purchases
- Earn 25 ThankYou Points for paying on time
- Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA
- Redeem points for gift cards, MTV events, and airline tickets
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 6 mo. |
0% for 6 mo. |
13.99% |
None |
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Chase Flexible Rewards™ Platinum Visa®
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| Choose the rewards you want |
- Earn 1000 bonus points after first purchase*
- Earn 1 point for every eligible dollar spent toward travel on any airline, shopping at your favorite stores or cash*
- 0% introductory APR for up to 12 months*
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for up to 12 mo. |
0% for up to 12 mo. |
10.99%* |
None |
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Citi® Platinum Select® Visa®
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- Enjoy 0% APR on purchases & balance transfers for up to 12 months*
- $0 liability on unauthorized purchases*
- Secure, free online account management*
- Apply online and get an instant response*
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for up to 12 mo. |
0% for up to 12 mo. |
8.49%* |
None |
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Frequent Flyer Visa Cards
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Capital One® No Hassle MilesSM Rewards For Travel & Gas
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- Earn 3 miles per dollar spent on travel and gas purchases
- Earn 1 mile per dollar for all other purchases
- Unrestricted travel - fly any airline, anytime, anywhere, with no blackout dates and no seat restrictions
- No expiration - rewards won't expire for the life of your account
- 5 different reward redemption options: Travel, Cash, Merchandise, Charitable Donations, or Gift Certificates
- No annual fee or balance transfer fees
- To apply online click the "Apply Here" button or call
1-866-582-0808
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% until Oct. 2009 |
None |
9.9% |
None |
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The WorldPerks® Visa® Signature Card
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| Double Miles for purchases direct from Northwest Airlines® |
- One-time Enrollment Bonus
- Redeem up to two award tickets a year for as little as 19,000 miles each
- Redeem 10,000 miles for $100 off a Northwest Airlines ticket — up to six times a year
- No cap on miles you earn
- No preset spending limit
- Get a Free Day on a 3-day weekend rental from National Car Rental®, plus up to 15% savings and a complimentary Emerald Club® membership
- Enjoy VIP perks at the world's best hotels, resorts, villas and cruises with complimentary membership in the Hideaways Aficionado™ Club (a $135/year value)
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
None |
14.75% |
$55 or $90 |
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
None |
12.99% |
$75* |
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Popular Business Visa Cards
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Capital One® Business Platinum with No Hassle CashSM
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- Earn 1% cash back on everything you buy from day one
- 0% APR on purchases until December 2009
- Get a 25% bonus each year on the cash you earned the previous year
- 0% APR on transferred balances until December 2009
- Free employee cards with individual spending limits you set
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% until Dec. 2009 |
0% until Dec. 2009 |
14.99%(V) |
None |
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CitiBusiness® Card
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- 0% APR on purchases for 12 months*
- $25 Statement Credit after $250 in purchases*
- Additional cards for employees with credit limits you set
- Quarterly and annual account summaries
- Balance transfer fee applies with this offer
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 12 mo. |
None |
8.99% |
None |
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Chase Business Rebate Card
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- Introductory fixed 0% APR for up to 12 months on balance transfers*
- Earn a full 3% cash back at restaurants, office supply stores, gas stations, building supply stores, hardware and home improvement centers
- Earn 1% cash back for everything else
- Visa Business Partner Advantage program
- Travel accident insurance
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for up to 12 mo. |
0% for up to 12 mo. |
7.49% |
None |
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Chase Platinum Visa® Business Card
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- 0% APR for up to 12 months*
- Visa Business Partner Advantage program - savings from leading retailers with special offers on computer equipment, office supplies and more
- Travel and emergency assistance
- Purchase security and extended protection
- Travel Accident Insurance
- Free online reporting
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for up to 12 mo. |
0% for up to 12 mo. |
8.99% |
None |
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Capital One® Business Platinum with Preferred No Hassle MilesSM
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- Earn triple rewards for purchases in your category of choice and one mile per dollar on all other purchases
- 0% APR on transferred balances until December 2009
- Choose from the following categories when you apply for this card: Travel and Lodging, Gas and Service Stations, Building Supplies and Hardware, Computers and Electronics, Office Supplies and Furniture, Advertising and Shipping
- 0% APR on purchases until December 2009
- Free employee cards with individual spending limits you set
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% until Dec. 2009 |
0% until Dec. 2009 |
14.99%(V) |
None |
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Chase Business Cash Rewards® Visa® Card
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- Earn up to 5% cash back with unlimited rewards potential
- With no merchant or category spending restrictions, you can earn points by shopping wherever you want, for whatever you want
- Receive quarterly management reports
- 0% Intro APR for up to 12 months*
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for up to 12 mo. |
0% for up to 12 mo. |
10.99% |
None |
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Capital One® Business Platinum with Double No Hassle MilesSM
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- Earn two miles for each purchase dollar spent
- Redeem miles for travel, cash back, merchandise and more
- No limit on the miles you can earn
- No miles expiration—keep them for the life of your account
- Fly on any airline with no blackout dates or seat restrictions
- $0 annual fee for the first year, $39 after that
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
None |
17.99%(V) |
$39* |
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Popular Student Visa Cards
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Citi® Platinum Select® Card for College Students
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- 0% APR for 6 months on purchases, cash advances and balance transfers
- No minimum income or cosigner required
- $0 liability on unauthorized purchases
- Free online account management
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 6 mo. |
0% for 6 mo. |
12.99% |
None |
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Citi® Dividend Platinum Select® Card for College Students
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- Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months, and 2% thereafter
- 0% APR* for 6 months on purchases, cash advances and balance transfers
- No minimum income or cosigner required
- Free online account management
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 6 mo. |
0% for 6 mo. |
13.99% |
None |
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Citi® mtvU™ Platinum Select® Visa® Card for College Students
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- 0% APR* for 6 months on purchases, cash advances and balance transfers
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores
- Earn 1 ThankYou Point for every dollar you spend on all other purchases
- Earn 25 ThankYou Points for paying on time
- Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA
- Redeem points for gift cards, MTV events, and airline tickets
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 6 mo. |
0% for 6 mo. |
13.99% |
None |
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Citi® Driver's Edge® Card for College Students
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| Earn rebates towards any car, new or used* |
- 0% APR* for 6 months on purchases, cash advances, and balance transfers
- $0 liability on unauthorized purchases
- Free online account management
- Build your credit history
- No balance transfer fee with this offer*
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 6 mo. |
0% for 6 mo. |
14.99% |
None |
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VISA Credit Cards – Overview and Features
Visa credit cards by now are the most widely utilized payment brand in the world – they can be used pretty much anytime and anywhere. Cardholders in more than 150 countries carry more than 1 billion Visa-branded cards, which accounts for more than $3 trillion in annual transaction volume. People seem to agree that, indeed, Life Takes Visa.
Visa branded cards are offered by most banks, financial institutions, and many major brand names, airlines, hotels, universities, charitable organizations and other types of institutions.
Visa offers users worldwide acceptance and numerous additional benefits, such as extended warranty on purchases made with certain types of Visa cards and rental car collision and theft coverage on rental cars paid for with a Visa card (restrictions apply, see your card’s terms and conditions). Other benefits include emergency cash disbursement and roadside assistance service. Lastly, card holders today enjoy worry-free shopping because of Visa’s zero liability policy—if your card is stolen, you will owe nothing on any resulting fraudulent transactions.
Credit cards are such a ubiquitous part of life today that it is hard to believe that only fifty years ago, the only payment options were cash or checks. Credit cards are here to stay, and Visa cards have played and continue to play an important role in the evolution of the way payments take place in today’s society.
Visa International’s history can be traced back to 1958, when Bank of America launched its BankAmericard program in California, which marked the birth of the credit card industry. From that early beginning, Visa International emerged as an economic joint venture with more than 13,000 member financial institutions issuing Visa credit cards and debit cards to their customers.
Visa International provides an organizational umbrella within which member financial institutions have the freedom to structure their own credit card offers to consumers. Over the years, this built-in autonomy has spawned the profusion of Visa card deals costumers enjoy today. With the advent of online approval cards and other online conveniences, it has become easier than ever before to apply for a credit card.
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Entertainment
— Automobile
— Retail &
Canadian Cards
U.K. Credit Cards
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