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Reward Credit Cards That Earn Points

Reward Point Credit Cards

Use reward credit cards to earn points that can be redeemed for many kinds of rewards. Points are awarded based on your purchases and can be redeemed for merchandise, cash back, airline travel, hotel stays, and other kinds of rewards, depending on the card you choose. Some reward credit cards earn additional points for certain kinds of purchases, and many also offer a 0% introductory APR.
Click Here! Apply Here
Citi® Diamond Preferred® Rewards Card
  • 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months
  • 1 point for every $1 spent on all other purchases
  • Free rewards program
  • $0 liability on unauthorized purchases
  • Citi® Identity Theft Solutions
  • Price Protection Program
  • Balance transfer fee applies with this offer
  • 0% APR* on balance transfers for up to 12 months
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for up to 12 mo. 10.49%* None
Click Here! Apply Here
Blue from American Express®
  • 0% APR on purchases for up to 12 months
  • Balance transfer requests submitted on application receive APR of 2.99% for 12 months - then, the standard APR for purchases will apply
  • Membership Rewards Express® program
  • Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences
  • Express approval - get a decision in less than 60 seconds
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for up to 12 mo. 2.99% for 12 mo.* 8.99% None
Click Here! Apply Here
Capital One® No Hassle PointsSM Rewards
  • Earn 2 points per dollar spent at gas stations, major grocery and drug stores
  • 1 point for every dollar spent on other purchases
  • Save with a 0% intro APR on purchases until October 2009
  • There is no limit to the points you can earn, and your points won't expire
  • No annual fee
  • To apply online click the "Apply Here" button or call
    1-866-582-0808
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% until Oct. 2009 None 9.9% None
Click Here! Apply Here
Blue Sky from American Express®
  • Earn 1 point for every dollar you spend
  • Redeem points to save on any airline, hotel, rental car or cruise -
    no blackout dates or travel restrictions
  • Low Balance Transfer APR - 2.99% for 12 months
  • World class cardmember benefits including Travel Accident Insurance, Extended Warranty, and Return Protection
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for up to 12 mo. 2.99% for 12 mo.* 9.99% None
Click Here! Apply Here
Disney's Rewards® Visa® Card
  • Earn rewards with your everyday purchases that can be redeemed at Disney hotels, restaurants and theme parks and to buy Disney DVDs, toys and more
  • 0% introductory APR for up to 12 months
  • 0% APR financing for up to 6 months on select Disney vacation packages
  • No annual fee
  • No block-out dates
  • Choose your card design
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for up to 12 mo. 0% for up to 12 mo. 10.99% None
Click Here! Apply Here
Chase Free Cash RewardsSM Visa® Card
Earn points fast and choose how you want to receive your rewards
  • 1 point for every eligible dollar in purchases
  • 1,000 bonus points after your first purchase
  • Get your rewards with as few as 2,500 points
  • Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned
  • Intro 0% Fixed APR for up to 12 months*
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for up to 12 mo. 0% for up to 12 mo. 10.99%* None
Click Here! Apply Here
Chase Flexible Rewards™ Platinum Visa®
Choose the rewards you want
  • Earn 1000 bonus points after first purchase*
  • Earn 1 point for every eligible dollar spent toward travel on any airline, shopping at your favorite stores or cash*
  • 0% introductory APR for up to 12 months*
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for up to 12 mo. 0% for up to 12 mo. 10.99%* None
Click Here! Apply Here
American Express® Preferred Rewards Gold Card

  • Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card

  • The Membership Rewards® program — Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards
  • Gold Card Events — exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide
  • No pre-set spending limit
  • Express approval - get a decision in less than 60 seconds
  • No annual fee for the first year - $125 thereafter
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None None $125*
Click Here! Apply Here
American Express® Preferred Rewards Green Card

  • Earn 5,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $50 gift card

  • Earn 1 Membership Rewards® point for virtually every dollar you spend and double points at supermarkets, gas stations, drugstores, and more
  • Complimentary enrollment in our award winning Membership Rewards® program
  • Transfer points to 17 frequent flyer programs
  • No pre-set spending limit
  • Express approval - get a decision in less than 60 seconds
  • No annual fee for the first year - $95 Thereafter
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None None $95*
Click Here! Apply Here
MERRILL+® Visa® Credit Card
  • Earn 1 point for every $1 spent on net retail purchases, and accrue unlimited Merrill pointsSM
  • Points can be redeemed for Merchandise, Travel, Gift Certificates, and more
  • Introductory 1.9% APR* for Cash Advance Checks and Balance Transfers through your first twelve billing cycles*
  • Outstanding Rewards Program - One of the best rewards cards available today with anytime, anywhere air rewards
  • Extraordinary Benefits - Receive unique perks and upgrades such as companion airline tickets and upgrades, airport lounge access, and 24/7 concierge
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 1.9% for 12 mo.* 9.99% None
Click Here! Apply Here
HSBC MasterCard® with Cash or Fly Rewards
  • Earn 1 point for every dollar of net retail purchases, everywhere you shop
  • Redeem points for roundtrip airfare with no blackout dates with as little as 7,500 points
  • Or redeem points for 1% cash back
  • Enjoy 0% Introductory APR on card purchases and balance transfers for 12 months, for qualifying applicants*
  • No earnings caps
  • No annual fee, for qualifying applicants*
*Additional Disclosures: It is our goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, which may not include a 0% Introductory APR and/or rewards feature, and with different terms and conditions, which will be disclosed before your application is processed.
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo.* 0% for 12 mo.* 8.99%-17.99% None*
Click Here! Apply Here
Bank of America Visa Signature® WorldPoints® Rewards
  • Earn 1 point for every dollar you spend in net retail purchases
  • Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
  • Visa Signature
    • Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues
    • Dining makes it easy to get preferred reservations, discounts, and special offers at the nation's hottest restaurants
    • Priviledges: get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places.
  • 0% intro APR on balance transfers and cash advance checks for your first 12 billing cycles*
  • No annual fee
  • Card issued by FIA Card Services, NA.
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for 12 mo.* 9.99%/15.99% None
Click Here! Apply Here
Bank of America WorldPoints® Platinum Plus® MasterCard® Credit Card
  • Earn 1 point for every dollar you spend in net retail purchases*
  • Points are redeemeable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
  • 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first 12 billing cycles*
  • No annual fee
  • Card issued by FIA Card Services, NA.
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for 12 mo.* 9.99%/15.99% None
Click Here! Apply Here
Bank of America® Accelerated Rewards™ American Express® Card
  • Earn rewards faster with 1.25 points for every net retail purchase dollar*
  • Flexibility to pay over time
  • Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates*
  • Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more
  • 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first 12 billing cycles
  • No annual fee
  • Terms & Conditions
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for 12 mo.* 9.99%-19.99% None
Click Here! Apply Here
Capital One® No Hassle PointsSM Rewards
  • 5 points per dollar spent at gas stations, major grocery and drug stores
  • 1 point for every dollar spent on other purchases
  • There is no limit to the points you can earn, and your points won't expire for the life of your account
  • 0% introductory APR on purchases until February 2009
  • Platinum Benefits including extended warranties, travel accident insurance, and 24-hour roadside assistance
  • No balance transfer fees
  • To apply online click the "Apply Here" button or call
    1-866-582-0808
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% until Feb. 2009 None 16.9% $29
Click Here! Apply Here
BoatU.S.™ Platinum Plus® Visa® Card
  • Earn 1 point for every net retail purchase dollar spent
  • Redeem your points for travel, merchandise, gift certificates, and cash*
  • 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for the first 12 billing cycles
  • Access to the MyConciergeSM service, a unique personal assistance service**
  • Absolute fraud protection against unauthorized use, online and offline
  • No annual fee
  • Card issued by FIA Card Services, N.A.
  • Terms & Conditions
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for 12 mo.* 9.9%/15.99% None
Click Here! Apply Here
Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card
Help Conservation Efforts
  • Earn points for Free Bass Pro Shops merchandise:
    • 4% on every net retail purchase of Bass Pro Shops branded merchandise
    • 2% on net retail purchases made in Bass Pro Shops retail stores, catalogs or at basspro.com.merchandise
    • 1% on net retail purchases at over 22 million places your card is accepted
  • With each card purchase, Bass Pro Shops and the National Fish and Wildlife Foundation will make a contribution to help conservation efforts, with a guaranteed yearly contribution as high as $1.5 million, at no additional cost to you
  • Free $25 gift card after qualifying use(s) of your new account
  • 0% introductory APR on balance transfers and cash advance checks through your first twelve billing cycles*
  • No annual fee
  • Card issued by FIA Card Services, N.A. (USA)
  • Terms & Conditions
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for 12 mo.* 9.9%/15.99% None
Click Here! Apply Here
Ducks Unlimited WorldPoints® Platinum Plus® Visa® Credit Card
  • Bank of America makes a contribution to Ducks Unlimited with every purchase
  • Earn WorldPoints with every retail purchase you make with the card
  • Introductory 0% Annual Percentage Rate (APR)* for Cash Advance Checks and Balance Transfers through your first twelve billing cycles
  • Zero liability for unauthorized card use
  • Choose your card design
  • No annual fee
  • Card issued by FIA Card Services, N.A.
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for 12 mo.* 9.99%/15.99% None

Business Credit Cards With Rewards Points

Click Here! Apply Here
Advanta Platinum BusinessCard with Unlimited Rewards
  • New — unlimited rewards*
    • Earn cash back, travel, merchandise and more
    • 1 point for every dollar in purchases
    • No blackout dates on air travel
  • No limit on the points you can earn
  • 0% APR for 15 months on balance transfers, 7.99% fixed APR thereafter*
  • 7.99% variable APR (based on prime) on purchases
  • Get employee cards with no fee and set spending limits per user
  • Personalized card - your company name on the top of the card
  • $0 Fraud Liability
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0%* for 15 mo. 7.99%* None
Click Here! Apply Here
The Gold Card from American Express OPENSM
Business ownership has become more rewarding
  • Earn up to 40,000 bonus points in your first year. Use points to travel on any airline with no blackout dates or restrictions
  • Points have no expiration date
  • Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more
  • Automatic Complimentary enrollment in the Membership Rewards® program
  • No pre-set spending limit*
  • No annual fee for the first year - a savings of $125
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None None $125*
Click Here! Apply Here
CitiBusiness® Card with ThankYouSM Network
  • 3 ThankYou Points for each dollar spent on eligible purchases at certain office supply merchants and on professional services*
  • 0% APR on purchases for 12 months*

  • 10,000 ThankYou® Points after $250 in purchases, redeemable for a $100 gift card*

  • 1 ThankYou Point for every dollar you spend on other purchases*
  • Earn up to 100,00 point per calendar year
  • Additional cards for employees with credit limits you set
  • Balance transfer fee applies with this offer
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo. None 10.99% None

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Introductory Balance Transfer APR