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Prepaid Visa or MasterCard (also known as stored value cards) are pre-funded reloadable cards. They require payment in advance to the card company, after which the cards can be used until the payment is depleted. The cards can be recharged to be used again. The cards can be used anywhere Visa or MasterCard are accepted and at ATMs worldwide.
There are fees associated with these cards so please read the fees and disclosures for each card when applying.
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AccountNow Prepaid Visa® Card
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- Instant guaranteed approval* – no credit check, no security deposit
- $0 activation fee – when you load your card by direct deposit
- Free direct deposit – no more check cashing fees
- Free online check writing – no need for expensive money orders
- Free credit builder* – bill pay transactions are reported to PRBC®
- No overdraft fees – no minimum balance required
- Reloadable - $10,000 balance limit
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
None |
None |
See App. |
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AccountNow™ Vantage Debit MasterCard®
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- Build your credit with the new iAdvance loan optionSM
- Instant guaranteed approval* – no credit check, no security deposit
- $0 activation fee – when you load your card by direct deposit
- Free direct deposit – no more check cashing fees
- Free online check writing – no need for expensive money orders
- Free credit builder* – bill pay transactions are reported to PRBC®
- No overdraft fees – no minimum balance required
- Reloadable - $10,000 balance limit
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
None |
None |
See App. |
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Wired Plastic™ Prepaid Visa® Card
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| Prepaid Visa with Rewards |
- No bounced check, NSF and overdraft charges
- Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
- Free credit builder with overdraft protection
- Bill Pay Service - pay anyone online or over the phone, even if they don't accept credit cards
- Free direct deposit or add cash instantly at over 100,000 retail locations nationwide
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
None |
None |
See App. |
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Facecard prepaid MasterCard®
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- No activation or monthly fees
- Instant and convenient access to funds (no checks)-anyone can go to the website to set up a one time or recurring gift
- Friend-to-friend paybacks as easy as going to the website via internet or mobile phone
- Ability to use anywhere MasterCard debit cards are accepted, including ATMs
- Use it to give a gift or get a gift-no more wasted gift cards
- Safe and easy way to have funds when studying and traveling abroad
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
None |
None |
See App. |
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READYdebit™ Card
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- 100% Approval guaranteed – No Chexsystems or credit checks, bankruptcy okay
- Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – ever
- Pay nothing now – No deposits or prepayments required to get your card
- Free direct deposit – stop paying to cash your paycheck
- Now with free credit builder
- Free phone and online access to your account
- No declined transaction fees
- Great loading options – free direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations
- Safer than cash - all deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection
- Cheaper than credit – no late fees, no over limit fees, no interest charges – ever
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
None |
None |
See App. |
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Vision PremierSM Prepaid Visa® Card
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- $0 activation fee – with direct deposit*
- $0 weekly fee – with direct deposit
- Guaranteed approval* with no credit check
- Free unlimited purchase transactions
- Free direct deposit – no more check cashing fees
- Free account alerts – email and/or SMS text messages
- Pay any bill: rent, cellular phone, insurance, utilities, etc.
- Load cash at over 100,000 participating retail locations
- Take Control - no late fees, no interest, no NSF fees
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
None |
None |
See App. |
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Green Dot Prepaid MasterCard®
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- No credit check, ever
- The most popular prepaid in America
- Save $5 today when you order online
- Easy reload using Green Dot MoneyPaks
- Available at over 50,000 retailers including Walgreens, CVS, Rite-Aid
- Extra bonuses with Direct Deposit
- No bounced check fees or outrageous interest charges
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
None |
None |
See App. |
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Prepaid ARC Travel MasterCard
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- 100% guaranteed approval with no credit check - perfect for bad credit or no credit
- No hidden fees: no monthly or annual maintenance fees*
- Multiple load options: PayPal, direct deposit, online banking, Western Union, Money Gram, and more
- Free travel benefits: Lost or damaged luggage coverage, Travel Services Medical Assistance, MasterTrip Worldwide Travel Assistance, and MasterLegal Referral Service
- Free balance and activity alerts via your email and text messaging
- With PayPass, you can simply tap and go - no need to hand the card to the cashier
- Multiple cards available - get cards for up to 4 people per account
- Reloadable, up to $9500 balance
- Accepted worldwide at over 25 million retail locations - wherever debit MasterCard is accepted, as well as at over 1 million ATMs
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| None |
None |
None |
None |
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