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MasterCard

Citi Credit Cards

MasterCard International is a leading global payments solutions company that provides a broad variety of innovative financial services in many countries worldwide. MasterCard does not issue cards, set annual fees on cards, determine annual percentage rates, solicit merchants to accept cards or set their discount rates. Instead, MasterCard's customer financial institutions manage the relationships with consumers and merchants. Because it is used by banks around the globe, MasterCard is one of the most widely recognized credit and debit card brands in the world.

Most Popular MasterCards

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Capital One® Platinum Prestige
  • Save with a 0% intro APR until October 2009 on purchases and balance transfers
  • Then enjoy a variable APR, now 8.9%
  • Save time and money by transferring higher-rate balances so you can make one easy payment each month
  • No annual fee
  • To apply online click the "Apply Here" button or call
    1-866-582-0808
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% until Oct. 2009 0% until Oct. 2009 8.9% None
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Citi® Platinum Select® Card
0% APR* on balance transfers and purchases for up to 12 months
  • Citi® Identity Theft Solutions
  • $0 liability on unauthorized purchases
  • Secure, free online account management
  • Balance transfer fee applies with this offer
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0%* for up to 12 mo. 0%* for up to 12 mo. 6.74%* None
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Citi® Diamond Preferred® Rewards Card
  • 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months
  • 1 point for every $1 spent on all other purchases
  • Free rewards program
  • $0 liability on unauthorized purchases
  • Citi® Identity Theft Solutions
  • Price Protection Program
  • Balance transfer fee applies with this offer
  • 0% APR* on balance transfers for up to 12 months
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for up to 12 mo. 9.49%* None
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Capital One® No Hassle MilesSM Ultra—for Professionals
  • Earn double miles - 2 miles per dollar spent on all purchases
  • No expiration date on miles and no limit on the miles you can earn
  • Save with a 0% intro APR on purchases until October 2009
  • 5 different reward redemption options: Travel, Cash, Merchandise, Charitable Donations, or Gift Certificates
  • No blackout dates and no seat restrictions
  • No balance transfer fees
  • To apply online click the "Apply Here" button or call
    1-866-582-0808
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% until Oct. 2009 None 9.9% $39
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Citi CashReturnsSM Card
  • Earn up to 6% cash back on purchases; a full 1% cash back on every purchase plus an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center
  • Earn a 20% bonus on the cash back earned on all purchases for the first 12 months
  • 0% APR* on balance transfers for up to 12 months
  • Checks will be sent automatically every time you earn $50
  • Balance transfer fee applies with this offer
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for up to 12 mo. 8.99% None
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Capital One® No Hassle PointsSM Rewards
  • Earn 2 points per dollar spent at gas stations, major grocery and drug stores
  • 1 point for every dollar spent on other purchases
  • Save with a 0% intro APR on purchases until October 2009
  • There is no limit to the points you can earn, and your points won't expire
  • No annual fee
  • To apply online click the "Apply Here" button or call
    1-866-582-0808
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% until Oct. 2009 None 9.9% None

Popular Business MasterCards

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Advanta Business World MasterCard®
An exceptionally rewarding business card
  • Get 50% Bonus Points every year, when you make all payments on time
  • Earn points faster - with no earnings cap and no air travel seat restrictions
  • Thousands of merchandise, gift card and travel options
  • No Pre-Set Spending Limit*
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 16.99%* None

Popular Student MasterCards

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Capital One® No Hassle CashSM Rewards for Students
Start building your credit today and earn cash, simple and fast
  • 1% cash back on all purchases
  • 25% annual bonus on cash earned during the year*
  • 0% intro APR on purchases until June 2009
  • No limit on cash back and rewards won’t expire for the life of your account
  • $0 Fraud Liability for unauthorized use if your card is lost or stolen
  • To apply online click the "Apply Here" button or call
    1-866-582-0808
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% until June 2009 None 16.9% $29
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Capital One® Standard Platinum for Students
Get credit that fits your needs and a card that fits your style
  • 0% intro APR—pay no interest on purchases until June 2009
  • $0 fraud liability if your card gets lost or stolen
  • A manageable credit line to help control your finances
  • Express yourself—upload an image of your own onto your card once it arrives
  • No annual fee or balance transfer fees
  • To apply online click the "Apply Here" button or call
    1-866-582-0808
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% until June 2009 None 19.8% None

MasterCards to Help Establish or Re-establish Credit

The following credit card may be able to help build, rebuild, or re-establish your credit if you make ontime payments with all of your creditors and maintain your account balances below the credit limits.

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Centennial® Gold MasterCard®/Visa®
A Credit Card for Those with Less than Perfect Credit
  • $50 credit limit increase by making your first 2 minimum payments on time
  • Low APR on purchases
  • Reports monthly to 4 Major Credit Bureaus
  • Quality Customer Service
  • Accepted where you see the MasterCard or Visa logo
  • Over 3 million credit card holders
  • Apply today for a MasterCard/Visa
  • Enjoy the benefit of 24-hour phone account access
  • All applications accepted
  • All credit types welcome to apply

Click Here for a Complete List
of MasterCards Available on this Site


MasterCard Features – An Overview

Like Visa, MasterCard credit cards have grown to become a driving force at the heart of global commercial transactions and have contributed to making international commerce much faster, convenient, and secure. MasterCard today is accepted in more than 210 countries. The company provides the speedy and reliable electronic processing network that has made it easier and faster than ever before to make a payment, no matter where in the world you are. Mastercard credit cards are popular with consumers because they have the global reach to fit today’s global lifestyle, wherever you may be traveling.

MasterCard Worldwide does not itself issue credit cards or make credit card offers, but rather is a franchisor of MasterCard credit cards and other products and services. It acts as a link between the more than 25,000 financial institutions that are part of its network and the businesses and cardholders to which these institutions issue credit cards. Each individual bank or financial institution makes its own decision about how to structure the credit card deals it offers, including setting the APRs, annual fees, and other terms. Because of this flexibility, when you compare MasterCards, you will notice that MasterCards have many different interest rates, and even the same card may have different APRs for purchases, cash advances, balance transfers, and so on.

MasterCard branded cards are offered by financial institutions, banks, brand names, airlines, hotels, universities, charitable organizations and other types of institutions.

MasterCard benefits include zero liability (unauthorized purchases are not your responsibility), MasterRental Insurance for vehicle rentals, extended warranty coverage, purchase assurance coverage, baggage delay coverage, lost or damage luggage coverage, road assist service and numerous other benefits.

Together with its counterpart, Visa, MasterCard has been instrumental in spearheading the credit card revolution that has unfolded in less than 50 years. The company was founded in 1966 as the Interbank Card Association (ICA), and over the years developed into MasterCard Worldwide, a large, publicly traded company.

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