Gas Credit Cards Options and Details

Gas credit cards are a great way to save money and help offset the dent that ever rising gas prices make in your budget. Gas cards give you a rebate on your gas purchases, generally ranging from 3% to 5% cash back, though many offer a higher introductory rate of up to 10%.

Most major gas companies offer brand specific gasoline credit cards for use at their venues. If you like to shop around for the lowest gas prices, consider a gas credit card offer from a general credit card company. These cards offer a 3-5% rebate at any gas station and 1-2% back on other purchases. This more versatile type of gas card may also appeal to you if you don’t want to have a lot of different credit cards.

Gas credit card rebates are usually issued at the end of each billing cycle, sometimes in the form of a credit to your account, other times as a gift card to use for purchases at any store, for gasoline or otherwise. Some companies require cardholders to request their rebates, which can expire if not requested, and some have limitations on the amount of rebates you can earn in a year. Be sure to know a card’s terms and conditions before you apply. It’s worth taking the time to compare credit cards to find the card that is best for you.

Most gas credit cards do not charge annual fees. However, if you carry a balance, you may prefer to carry it on a low interest credit card, as gas cards tend to have higher-than-average interest rates. Still, with prices at the pump remaining high, a gas rebate credit card is an attractive option for many consumers. We also feature cards that offer 0 apr for an introductory period, cash back on all purchases, other kinds of rewards, or frequent flyer miles. Business credit cards that offer pertinent benefits can be found in each of these categories as well.