Find the best credit cards and credit card offers on the web
Click Here!
  SELECT A CARD AND APPLY ONLINE
HOME

CARDS BY CATEGORY

Special Credit
Card Deals
0% Balance Transfer & Purchase Low Interest
Credit Cards
Business Credit Cards Reward Credit Cards Instant Approval
Cards
Student Credit Cards Customizable Credit Cards Prepaid Cards

CARDS BY
CREDIT RATING

Cards For People
With Good Credit
Cards For People
With Fair Credit
Cards For People With Bad Credit Cards For People With No Credit History

CARDS BY
BANK OR ISSUER

Advanta American Express® Bank of America Capital One® Chase Credit Cards Citi® Cards Discover® Cards HSBC Bank First PREMIER® Bank MasterCard® Visa® More U.S. Banks  Canadian Cards  U.K. Credit Cards  Australian Cards  Belgium Cards

OTHER RESOURCES

Credit Card Comparison Guide Credit Card
Search Tools
Credit Reports and Monitoring Credit Card
Help Topics
CreditCardGuide.com In The News


Credit Cards For People With Good Credit

Excellent credit rating

The cards in this section require a good to excellent credit rating for approval. There are many benefits to maintaining an excellent credit rating. The higher your credit rating, the lower the interest rate that you may be offered. For cards with 0% introductory APR's, applicants with higher credit ratings may be offered longer introductory periods.

Click Here! Apply Here
Citi® Platinum Select® Card
0% APR* on balance transfers and purchases for up to 12 months
  • Citi® Identity Theft Solutions
  • $0 liability on unauthorized purchases
  • Secure, free online account management
  • Balance transfer fee applies with this offer
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0%* for up to 12 mo. 0%* for up to 12 mo. 8.49%* None
Click Here! Apply Here
Discover® MoreSM Card
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 12 months on purchases and balance transfers
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo. 0% for 12 mo. 10.99% None
Click Here! Apply Here
Citi CashReturnsSM Card
  • Earn up to 6% cash back on purchases; a full 1% cash back on every purchase plus an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center
  • Earn a 20% bonus on the cash back earned on all purchases for the first 12 months
  • 0% APR* on balance transfers for up to 12 months
  • Checks will be sent automatically every time you earn $50
  • Balance transfer fee applies with this offer
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for up to 12 mo. 9.99% None
Click Here! Apply Here
Blue from American Express®
  • 0% APR on purchases for up to 12 months
  • Balance transfer requests submitted on application receive APR of 2.99% for 12 months - then, the standard APR for purchases will apply
  • Membership Rewards Express® program
  • Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences
  • Express approval - get a decision in less than 60 seconds
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for up to 12 mo. 2.99% for 12 mo.* 8.99% None
Click Here! Apply Here
Miles by Discover® Card
  • Double Miles on up to $3,000 in travel and restaurant purchases each year
  • 1 Mile for every $1 on all your other purchases
  • Book any travel through any airline, travel agent or online travel site
  • Unlimited Miles that never expire as long as you use your card
  • Redeem for travel credits to your account, gift cards from any of our 70 brand-name Partners or cash starting at just 1,000 Miles
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo. 0% for 6 mo. 10.99% None
Click Here! Apply Here
Bank of America® Platinum Plus® Visa® Card
  • 0% introductory APR on balance transfers, check cash advances, and direct deposits for your first 12 billing cycles*
  • Credit lines as high as $25,000
  • Online Banking Service
  • Total Security Protection®
  • No annual fee
  • Card issued by FIA Card Services, NA.
  • Terms & Conditions
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for 12 mo.* 7.99%-17.99% None
Click Here! Apply Here
Citi® Diamond Preferred® Card
  • 0% APR* on balance transfers and purchases for up to 12 months
  • Citi® Identity Theft Solutions
  • $0 liability on unauthorized purchases
  • Secure, free online account management
  • Balance transfer fee applies with this offer
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0%* for up to 12 mo. 0%* for up to 12 mo. 8.49%* None
Click Here! Apply Here
Chase Platinum Visa® Card
  • 0% Intro APR for up to 12 months* on purchases and balance transfers
  • APR as low as 10.99% thereafter
  • Free travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
  • Free online account access
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for up to 12 mo. 0% for up to 12 mo. 10.99% None
Click Here! Apply Here
Capital One® Platinum Prestige
  • Save with a 0% intro APR until October 2009 on purchases and balance transfers
  • Then enjoy a variable APR, now 8.9%
  • Save time and money by transferring higher-rate balances so you can make one easy payment each month
  • No annual fee
  • To apply online click the "Apply Here" button or call
    1-866-582-0808
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% until Oct. 2009 None 8.9% None
Click Here! Apply Here
Discover® Open RoadSM Card
Save at the pump and everywhere else*
  • 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus® at top online retailers*
  • Up to 1% Cashback Bonus® on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo. 0% for 12 mo. 10.99%* None
Click Here! Apply Here
Blue Cash® from American Express
  • Earn up to 5% cash back on everyday purchases - even gas
  • 0% Intro APR for up to 12 months on purchases
  • Low balance transfer APR - 2.99% for 12 months
  • Express approval - get a decision in less than 60 seconds
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for up to 12 mo. 2.99% for 12 mo.* 9.99% None
Click Here! Apply Here
Simmons First Visa Platinum
One of the lowest ongoing APRs in the nation
  • Fixed APR of 7.25%
  • No annual fee
  • Global acceptance
  • Travel insurance
  • Car rental loss/damage waiver covering collision, theft and vandalism
  • Emergency cash and credit card replacement
  • Card issued by Simmons First National Bank
  • Good credit required
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 7.25% None
Click Here! Apply Here
Chase FreedomSM Visa Signature® Card
  • 3% Cash Back in your top 3 everyday spending categories (15 Categories earn triple rewards at the types of places you spend the most)
  • 1% cash back for every $1 you spend on all other purchases
  • Receive $50 after you make your first purchase

  • Receive an extra $50 each time you save and redeem $200 in rewards
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 14.99% None
Click Here! Apply Here
MERRILL+® Visa® Credit Card
  • Earn 1 point for every $1 spent on net retail purchases, and accrue unlimited Merrill pointsSM
  • Points can be redeemed for Merchandise, Travel, Gift Certificates, and more
  • Introductory 1.9% APR* for Cash Advance Checks and Balance Transfers through your first twelve billing cycles*
  • Outstanding Rewards Program - One of the best rewards cards available today with anytime, anywhere air rewards
  • Extraordinary Benefits - Receive unique perks and upgrades such as companion airline tickets and upgrades, airport lounge access, and 24/7 concierge
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 1.9% for 12 mo.* 9.99% None
Click Here! Apply Here
Gold Delta SkyMiles® Credit Card
  • Earn up to 25,000 bonus miles - enough for a total of $250 off Delta flights

  • Earn SkyMiles for every eligible dollar you spend
  • Use miles to pay for any Delta seat, anytime - - no black out dates and no seat restrictions
  • 25,000 miles may also be redeemed for a domestic economy award ticket
  • Express Approval - get a decision in less than 60 seconds
  • No annual fee for the first year, then $95: $45 if you are a qualified American Express cardmember
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 9.99% for l.o.b.* 14.99% $95*
Click Here! Apply Here
American Express® Preferred Rewards Gold Card
  • Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card

  • The Membership Rewards® program — Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards
  • Gold Card Events — exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide
  • No pre-set spending limit
  • Express approval - get a decision in less than 60 seconds
  • No annual fee for the first year - $125 thereafter
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None None $125*
Click Here! Apply Here
Citi® Platinum Select® / AAdvantage® World MasterCard®
  • Earn 25,000 American Airlines AAdvantage® bonus miles after you make $750 in purchases within 4 months of becoming a cardmember*
  • Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases - up to 100,000 miles per year*
  • Redeem AAdvantage® miles with over 25 of the world’s top airlines, major car rental companies and hundreds of luxurious hotels worldwide*
  • Balance transfer fee applies with this offer
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 14.99% $85*
Click Here! Apply Here
Chase Free Cash RewardsSM Visa® Card
Earn points fast and choose how you want to receive your rewards
  • 1 point for every eligible dollar in purchases
  • 1,000 bonus points after your first purchase
  • Get your rewards with as few as 2,500 points
  • Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned
  • Intro 0% Fixed APR for up to 12 months*
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for up to 12 mo. 0% for up to 12 mo. 10.99%* None

Business Credit Cards For People With Excellent Credit

Click Here! Apply Here
Advanta Platinum BusinessCard with Unlimited Rewards
  • New — unlimited rewards*
    • Earn cash back, travel, merchandise and more
    • 1 point for every dollar in purchases
    • No blackout dates on air travel
  • No limit on the points you can earn
  • 0% APR for 15 months on balance transfers, 7.99% fixed APR thereafter*
  • 7.99% variable APR (based on prime) on purchases
  • Get employee cards with no fee and set spending limits per user
  • Personalized card - your company name on the top of the card
  • $0 Fraud Liability
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0%* for 15 mo. 7.99%* None
Click Here! Apply Here
The Gold Card from American Express OPENSM
Business ownership has become more rewarding
  • Earn up to 40,000 bonus points in your first year. Use points to travel on any airline with no blackout dates or restrictions
  • Points have no expiration date
  • Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more
  • Automatic Complimentary enrollment in the Membership Rewards® program
  • No pre-set spending limit*
  • No annual fee for the first year - a savings of $125
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None None $125*
Click Here! Apply Here
Advanta Business World MasterCard®
An exceptionally rewarding business card
  • Get 50% Bonus Points every year, when you make all payments on time
  • Earn points faster - with no earnings cap and no air travel seat restrictions
  • Thousands of merchandise, gift card and travel options
  • No Pre-Set Spending Limit*
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 16.99% None
Click Here! Apply Here
CitiBusiness® Card
  • 0% APR on purchases for 12 months*
  • $25 Statement Credit after $250 in purchases*
  • Additional cards for employees with credit limits you set
  • Quarterly and annual account summaries
  • Balance transfer fee applies with this offer
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo. None 8.99% None
Click Here! Apply Here
Chase Business Rebate Card
  • Introductory fixed 0% APR for up to 12 months on balance transfers*
  • Earn a full 3% cash back at restaurants, office supply stores, gas stations, building supply stores, hardware and home improvement centers
  • Earn 1% cash back for everything else
  • Visa Business Partner Advantage program
  • Travel accident insurance
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for up to 12 mo. 0% for up to 12 mo. 7.49% None
Click Here! Apply Here
Chase Platinum Visa® Business Card
  • 0% APR for up to 12 months*
  • Visa Business Partner Advantage program - savings from leading retailers with special offers on computer equipment, office supplies and more
  • Travel and emergency assistance
  • Purchase security and extended protection
  • Travel Accident Insurance
  • Free online reporting
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for up to 12 mo. 0% for up to 12 mo. 8.99% None

Click Here to See More Business Card Offers

Information About Credit Cards for People with Good Credit

When you apply for any type of credit, be it a credit card, a new mortgage, or a car loan, the lender will use your credit score to determine whether you qualify for a loan. And not only that, the rates and terms that govern the loan are also decided upon on the basis of your credit rating.

The higher your credit score, the more attractive you look to lenders and the better terms you will be offered. Credit scores run from 300 to 850; most people score between 600 and 800. For your credit rating to be considered excellent, your score needs to be above 720, but even if your score falls between 620 and 720, you still have a good credit rating.

Credit cards for people with excellent credit offer the most favorable interest rates and they also offer the best terms. For example, if you submit a credit card application for a 0 APR credit card, credit cards for good and excellent credit will typically give you the 0 APR for a longer introductory term. If you look through our section on credit cards for people with good credit, you might notice that in some cases, the same cards appear both in the section with Credit Cards for People with Good Credit and in the section with Credit Cards for People with Fair Credit. These credit cards use sliding scale APR’s and different 0 APR periods, and this allows them to approve people with different credit levels.

Because of their lower rates and better terms, good credit credit cards can save you money over time. You will also save considerably on any mortgage or car loan you may take out, so it pays to keep your credit score high. To keep your score high, make sure you pay your bills on time, don’t take out too much debt, and don’t apply for new credit too frequently.

| Best Credit Card Offers With Online Applications | 0% APR Balance Transfer | Cash Back Cards |
| Low Interest Cards | Airline Miles & Travel Reward Credit Cards | Business Credit Cards |
| Gas Rebate Credit Cards | Car Rebate Credit Cards | Instant Approval Cards |
| Establish Credit, Credit Cards | Student Credit Cards | Prepaid Cards |