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Discover® Cards with 0% Intro APR, Rewards and Cash Back
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Discover Financial Services operates the Discover Card brands and is a business
unit of Morgan Stanley. Discover Card offers a wide array of credit cards
with cash back and
rewards including unlimited cash rewards that never expire. The offers include 0% introductory APR, More Card, Open Road Card (with gas rebates), Miles Card, and Student Cards. Discover Card offers a wide choice of affinity card designs.
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Discover® MoreSM Card - Clear
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- Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus® on all other purchases automatically
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
- 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 6 mo. |
0% for 12 mo. |
10.99%* |
None |
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Discover® Open RoadSM Card
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| Save at the pump and everywhere else* |
- Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
- 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
- 5% Cashback Bonus® on gas and auto maintenance purchases
- 5% to 20% Cashback Bonus® at top online retailers*
- Up to 1% Cashback Bonus® on all other purchases
- Unlimited cash rewards
- Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 6 mo. |
0% for 12 mo. |
10.99%* |
None |
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Miles by Discover® Card
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- Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
- Earn up to 12,000 bonus miles the first year*
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- Double Miles on grocery store purchases in November and December*
- 1 Mile for every $1 on all your other purchases
- Book any travel through any airline, travel agent or online travel site
- Unlimited Miles that never expire as long as you use your card
- Redeem for travel credits to your account, gift cards from any of our 70 brand-name Partners or cash starting at just 1,000 Miles
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 6 mo. |
0% for 6 mo. |
10.99%* |
None |
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Discover® MotivaSM Card
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| Cash Rewards for your good credit management* |
- Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
- Get a Pay-On-Time BonusSM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
- Up to 1% Cashback Bonus® on all other purchases
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
- 3.99% Intro APR for 6 months on purchases, and 12 months on balance transfers
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 3.99% for 6 mo. |
3.99% for 12 mo. |
10.99%* |
None |
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Discover® MoreSM Card
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- Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus® on all other purchases automatically
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
- 0% Intro APR for 12 months on purchases and balance transfers
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 12 mo. |
0% for 12 mo. |
10.99%* |
None |
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Discover® MoreSM Card - American Flag
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- Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus® on all other purchases automatically
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
- 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 6 mo. |
0% for 12 mo. |
10.99%* |
None |
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Discover® MoreSM Card — Wild Life Collection
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- Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus® on all other purchases automatically
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
- 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 6 mo. |
0% for 12 mo. |
10.99%* |
None |
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Discover® MoreSM Card — Sealife Collection
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- Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus® on all other purchases automatically
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
- 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 6 mo. |
0% for 12 mo. |
10.99%* |
None |
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Discover® Student Credit Cards
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Discover® Student Card
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| Build Your Credit History |
- Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
- 0% Interest* on Purchases for 6 Months
- No minimum income or cosigner required
- Easy Online Account Management tools
- No Annual Fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 6 mo. |
None |
14.99%* |
None |
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Discover® Student Card - Clear
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| Build Your Credit History |
- Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
- 0% Interest* on Purchases for 6 Months
- No minimum income or cosigner required
- Easy Online Account Management tools
- No Annual Fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 6 mo. |
None |
14.99%* |
None |
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Discover® Student Card -Tropical Beach
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| Build Your Credit History |
- Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
- 0% Interest* on Purchases for 6 Months
- No minimum income or cosigner required
- Easy Online Account Management tools
- No Annual Fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 6 mo. |
None |
14.99%* |
None |
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Discover® Student Card — Monogram Collection
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- Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
- 0% Interest* on Purchases for 6 Months
- Build your credit history
- No minimum income or cosigner required
- Easy Online Account Management tools
- No Annual Fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 6 mo. |
None |
14.99%* |
None |
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Discover® Student Open RoadSM Card
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| Build Your Credit History |
- Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
- Full 5% Cashback Bonus® on gas and auto maintenance purchases*
- Up to 1% Cashback Bonus® on all other purchases*
- 0% interest* on purchases for 6 months
- $0 Fraud Liability Guarantee
- No annual fee
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| Intro Purchase APR |
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APR as low as |
Annual Fee |
| 0% for 6 mo. |
None |
14.99%* |
None |
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Information on Discover Credit Cards
Discover Credit Cards are issued by Discover Financial Services, which, with more than 50 million card members, is one of the leading issuers of credit cards in the U.S. Founded in 1986, the company markets and supports a full range of credit, debit and prepaid cards, including the Discover Card. It is one of only two credit card issuers that has its own U.S. payments network.
Ever since its inception, Discover Card has been a leading innovator in the credit card industry. It pioneered America’s first cash rewards program, the Cashback Bonus® program. Discover credit cards were the first no-fee cash reward cards to offer unlimited rewards that never expire as long as the card is in use.
Discover Card has earned a large following because of its commitment to helping card members earn more meaningful rewards, quickly and easily, while giving them more choices and control over their credit. Discover Card ranked #1 in customer loyalty among leading credit card brands in 2007.
Today, the number of choices for Discover Card applications is larger than ever. The company has perfected the art of offering cash back bonuses, and there are numerous specialized cards to choose among. By choosing a Discover Card targeted to the area(s) where you have your greatest expenditures, you can earn up to 5% cashback on the money you spend in that area, be it on apparel, home improvement, gas, auto maintenance, and more. Not a bad deal for simply using your Discover Card!
Other Discover Credit Cards, such as the Miles Card By Discover® are similar to airline miles cards, because they reward you with miles according to your purchases, and they even give you a generous bonus miles award when you sign up. The company also offers one of the largest selections of credit cards for students.
To use our convenient guide to compare Discover Credit Card applications, click here.
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