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Discover® Cards with 0% Intro APR, Rewards and Cash Back

Discover(R) Credit Cards

Discover Financial Services operates the Discover Card brands and is a business unit of Morgan Stanley. Discover Card offers a wide array of credit cards with cash back and rewards including unlimited cash rewards that never expire. The offers include 0% introductory APR, More Card, Open Road Card (with gas rebates), Miles Card, and Student Cards. Discover Card offers a wide choice of affinity card designs.

Click Here! Apply Here
Discover® MoreSM Card - Clear
  • Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo. 0% for 12 mo. 10.99%* None
Click Here! Apply Here
Discover® Open RoadSM Card
Save at the pump and everywhere else*
  • Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
  • 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus® at top online retailers*
  • Up to 1% Cashback Bonus® on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo. 0% for 12 mo. 10.99%* None
Click Here! Apply Here
Miles by Discover® Card
  • Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
  • Earn up to 12,000 bonus miles the first year*
  • Double Miles on up to $3,000 in travel and restaurant purchases each year
  • Double Miles on grocery store purchases in November and December*
  • 1 Mile for every $1 on all your other purchases
  • Book any travel through any airline, travel agent or online travel site
  • Unlimited Miles that never expire as long as you use your card
  • Redeem for travel credits to your account, gift cards from any of our 70 brand-name Partners or cash starting at just 1,000 Miles
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo. 0% for 6 mo. 10.99%* None
Click Here! Apply Here
Discover® MotivaSM Card
Cash Rewards for your good credit management*
  • Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
  • Get a Pay-On-Time BonusSM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
  • Up to 1% Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 3.99% Intro APR for 6 months on purchases, and 12 months on balance transfers
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
3.99% for 6 mo. 3.99% for 12 mo. 10.99%* None
Click Here! Apply Here
Discover® MoreSM Card
  • Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 12 months on purchases and balance transfers
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo. 0% for 12 mo. 10.99%* None
Click Here! Apply Here
Discover® MoreSM Card - American Flag
  • Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo. 0% for 12 mo. 10.99%* None
Click Here! Apply Here
Discover® MoreSM Card — Wild Life Collection
  • Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo. 0% for 12 mo. 10.99%* None
Click Here! Apply Here
Discover® MoreSM Card — Sealife Collection
  • Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo. 0% for 12 mo. 10.99%* None

Discover® Student Credit Cards

Click Here! Apply Here
Discover® Student Card
Build Your Credit History
  • Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
  • 0% Interest* on Purchases for 6 Months
  • No minimum income or cosigner required
  • Easy Online Account Management tools
  • No Annual Fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo. None 14.99%* None
Click Here! Apply Here
Discover® Student Card - Clear
Build Your Credit History
  • Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
  • 0% Interest* on Purchases for 6 Months
  • No minimum income or cosigner required
  • Easy Online Account Management tools
  • No Annual Fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo. None 14.99%* None
Click Here! Apply Here
Discover® Student Card -Tropical Beach
Build Your Credit History
  • Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
  • 0% Interest* on Purchases for 6 Months
  • No minimum income or cosigner required
  • Easy Online Account Management tools
  • No Annual Fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo. None 14.99%* None
Click Here! Apply Here
Discover® Student Card — Monogram Collection
  • Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
  • 0% Interest* on Purchases for 6 Months
  • Build your credit history
  • No minimum income or cosigner required
  • Easy Online Account Management tools
  • No Annual Fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo. None 14.99%* None
Click Here! Apply Here
Discover® Student Open RoadSM Card
Build Your Credit History
  • Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
  • Full 5% Cashback Bonus® on gas and auto maintenance purchases*
  • Up to 1% Cashback Bonus® on all other purchases*
  • 0% interest* on purchases for 6 months
  • $0 Fraud Liability Guarantee
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo. None 14.99%* None

Information on Discover Credit Cards

Discover Credit Cards are issued by Discover Financial Services, which, with more than 50 million card members, is one of the leading issuers of credit cards in the U.S. Founded in 1986, the company markets and supports a full range of credit, debit and prepaid cards, including the Discover Card. It is one of only two credit card issuers that has its own U.S. payments network.

Ever since its inception, Discover Card has been a leading innovator in the credit card industry. It pioneered America’s first cash rewards program, the Cashback Bonus® program. Discover credit cards were the first no-fee cash reward cards to offer unlimited rewards that never expire as long as the card is in use.

Discover Card has earned a large following because of its commitment to helping card members earn more meaningful rewards, quickly and easily, while giving them more choices and control over their credit. Discover Card ranked #1 in customer loyalty among leading credit card brands in 2007.

Today, the number of choices for Discover Card applications is larger than ever. The company has perfected the art of offering cash back bonuses, and there are numerous specialized cards to choose among. By choosing a Discover Card targeted to the area(s) where you have your greatest expenditures, you can earn up to 5% cashback on the money you spend in that area, be it on apparel, home improvement, gas, auto maintenance, and more. Not a bad deal for simply using your Discover Card!

Other Discover Credit Cards, such as the Miles Card By Discover® are similar to airline miles cards, because they reward you with miles according to your purchases, and they even give you a generous bonus miles award when you sign up. The company also offers one of the largest selections of credit cards for students.

To use our convenient guide to compare Discover Credit Card applications, click here.

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