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Credit Cards with Cash Back

Cash back credit cards

Use cash back credit cards to get the equivalent of up to a 5% discount on your purchases. You can earn cash back whenever you make a purchase with your credit card. You can also click here to use our Credit Card Comparison Guide, where you can compare the cash back card offers by interest rate
Click Here! Apply Here
Discover® MoreSM Card
  • Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 12 months on purchases and balance transfers
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo. 0% for 12 mo. 10.99%* None
Click Here! Apply Here
Capital One® No Hassle CashSM Rewards
  • Get 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases
  • There's no limit to the cash back you can earn, and your cash rewards won't expire
  • Save with a 0% intro APR on purchases until October 2009
  • You can ask for your cash back whenever you want or set up automatic redemptions so you won't have to ask
  • No annual fee
  • To apply online click the "Apply Here" button or call
    1-866-582-0808
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% until Oct. 2009 None 13.9% None
Click Here! Apply Here
Blue Cash® from American Express
  • Earn up to 5% cash back on everyday purchases - even gas
  • 0% Intro APR for up to 12 months on purchases
  • Low balance transfer APR - 2.99% for 12 months
  • Express approval - get a decision in less than 60 seconds
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for up to 12 mo. 2.99% for 12 mo.* 11.99% None
Click Here! Apply Here
Citi CashReturnsSM Card
  • Earn up to 6% cash back on purchases; a full 1% cash back on every purchase plus an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center
  • Earn a 20% bonus on the cash back earned on all purchases for the first 12 months
  • 0% APR* on balance transfers for up to 12 months
  • Checks will be sent automatically every time you earn $50
  • Balance transfer fee applies with this offer
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for up to 12 mo. 8.99% None
Click Here! Apply Here
Capital One® Card Lab
Get the card that is perfect for you
  • Choose your rates
  • Choose your rewards
  • And even choose your own image
  • Apply online
  • To apply online click the "Apply Here" button or call
    1-866-582-0808
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
You choose You choose You choose You choose
Click Here! Apply Here
Discover® Open RoadSM Card
Save at the pump and everywhere else*
  • Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
  • 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus® at top online retailers*
  • Up to 1% Cashback Bonus® on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo. 0% for 12 mo. 10.99%* None
Click Here! Apply Here
Fidelity Investments Rewards Visa Signature® Card with WorldPoints® Rewards
  • Earn one Point for every dollar spent in net retail purchases*
  • Points can be redeemed as a deposit into your eligible Fidelity Account; or redeem your Points for travel, merchandise and more*
  • 0% Introductory APR on balance transfers and cash advance checks through your first 12 billing cycles*
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for 12 mo.* 14.99% None
Click Here! Apply Here
Discover® MoreSM Card - Clear
  • Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo. 0% for 12 mo. 10.99%* None
Click Here! Apply Here
Discover® MotivaSM Card
Cash Rewards for your good credit management*
  • Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at participating malls between November 1, 2008 and January 4, 2009, while supplies last. See gift card terms and conditions for full details
  • Get a Pay-On-Time BonusSM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
  • Up to 1% Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 3.99% Intro APR for 6 months on purchases, and 12 months on balance transfers
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
3.99% for 6 mo. 3.99% for 12 mo. 10.99%* None
Click Here! Apply Here
TrueEarnings® Card from Costco and American Express
  • Earn cash back - 3% for gasoline, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • Receive a $25 statement credit for the first purchase made with the Card*
  • No limit on the cash back earned
  • The flexibility to pay charges over time
  • The TrueEarnings card serves as both your American Express credit card and your Costco membership card
  • No annual fee with your paid Costco membership
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 3 mo. 1.99% for 6 mo.* 13.99% None
Click Here! Apply Here
BucksBackSM Platinum Edition® Visa® Card
  • Receive $50 the first time you use your card*
  • Earn additional $25 reward check or rebate credit to your account* for every $2,500 in purchases on the card
  • Earn cash back on every purchase*
  • Online access to view transactions, pay your bill, view up to seven years of prior statements and more
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 14.99% None

Business Credit Cards With Rewards and Cash Back
Click Here! Apply Here
Capital One® Business Platinum with Preferred No Hassle MilesSM
  • This card is best for established business owners with excellent credit looking to earn triple rewards for purchases in your category of choice and one mile per dollar on all other purchases
  • 0% APR on transferred balances until January 2010
  • Choose from the following categories when you apply for this card: Travel and Lodging, Gas and Service Stations, Building Supplies and Hardware, Computers and Electronics, Office Supplies and Furniture, Advertising and Shipping
  • 0% APR on purchases until January 2010
  • No annual fee
  • To apply online click the "Apply Here" button or call
    1-866-582-0808
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% until Jan. 2010 0% until Jan. 2010 14.99%(V) None
Click Here! Apply Here
Advanta Business World MasterCard®
An exceptionally rewarding business card
  • Get 50% Bonus Points every year, when you make all payments on time
  • Earn points faster - with no earnings cap and no air travel seat restrictions
  • Thousands of merchandise, gift card and travel options
  • No Pre-Set Spending Limit*
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 16.99%* None

Click Here to See More Business Card Offers
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The Benefits of Cash Back Credit Cards

Cash back credit cards pay you a percentage rebate on the money you spend on the card.

Many cash back cards offer as high as a 5% cash back on purchases at supermarkets, drug stores, and gas stations, and 1% on all others. Other credit cards with cash back offers give 5% rebates on expenditures for auto repair, apparel, home improvement stores, and more.

A 5% cash back is equivalent to a 5% discount on your purchases. If you use a cash back credit card for most of your purchases and routine expenditures, that can turn into significant savings over the course of the year. To maximize earnings, many people like to get additional cards for family members, so that they receive cash back on all household expenditures.

In some cases, you don’t earn the full cash back on your charges until after a certain amount of expenditures. Other cards put a limit on the maximum earnings you can accumulate in a year. The rewards on your cash back credit card may also expire after a certain number of months, or if you don’t use your card for a period of time. The way your earnings are redeemed also varies from card to card. Read the terms of the card you apply for and make a note of the most important points, so you can follow up as needed.

Cash back credit cards are most profitable if you pay your card balance in full every month. If you intend to keep a balance on your card, you might prefer instead to find one that offers a low interest rate.

Some cash back credit cards also offer 0 apr for an introductory period or frequent flyer miles. Other kinds of cards offer different categories of rewards. In addition to cards for individuals, business credit cards that offer related benefits can be found in each section of our site.

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