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Credit Cards with Cash Back

Cash back credit cards

Use cash back credit cards to get the equivalent of up to a 5% discount on your purchases. You can earn cash back whenever you make a purchase with your credit card. You can also click here to use our Credit Card Comparison Guide, where you can compare the cash back card offers by interest rate
Click Here! Apply Here
Citi CashReturnsSM Card
  • Earn up to 6% cash back on purchases; a full 1% cash back on every purchase plus an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center
  • Earn a 20% bonus on the cash back earned on all purchases for the first 12 months
  • 0% APR* on balance transfers for up to 12 months
  • Checks will be sent automatically every time you earn $50
  • Balance transfer fee applies with this offer
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for up to 12 mo. 9.99% None
Click Here! Apply Here
Discover® MoreSM Card
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 12 months on purchases and balance transfers
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo. 0% for 12 mo. 10.99% None
Click Here! Apply Here
Capital One® No Hassle CashSM Rewards
  • Get 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases
  • There's no limit to the cash back you can earn, and your cash rewards won't expire
  • Save with a 0% intro APR on purchases until October 2009
  • You can ask for your cash back whenever you want or set up automatic redemptions so you won't have to ask
  • No annual fee
  • To apply online click the "Apply Here" button or call
    1-866-582-0808
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% until Oct. 2009 None 13.9% None
Click Here! Apply Here
Chase Free Cash RewardsSM Visa® Card
Earn points fast and choose how you want to receive your rewards
  • 1 point for every eligible dollar in purchases
  • 1,000 bonus points after your first purchase
  • Get your rewards with as few as 2,500 points
  • Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned
  • Intro 0% Fixed APR for up to 12 months*
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for up to 12 mo. 0% for up to 12 mo. 10.99%* None
Click Here! Apply Here
Blue Cash® from American Express
  • Earn up to 5% cash back on everyday purchases - even gas
  • 0% Intro APR for up to 12 months on purchases
  • Low balance transfer APR - 2.99% for 12 months
  • Express approval - get a decision in less than 60 seconds
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for up to 12 mo. 2.99% for 12 mo.* 9.99% None
Click Here! Apply Here
Total MerrillSM Cash Back Visa® Credit Card
  • 1% cash back on virtually all purchases
  • Cash back rewards can be deposited directly into your Merrill Lynch account
  • Low 9.99% APR for retail purchases
  • Credit line may be as high as $250,000
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 1.9% for 12 mo.* 9.99% None
Click Here! Apply Here
Chase FreedomSM Visa Signature® Card
  • 3% Cash Back in your top 3 everyday spending categories (15 Categories earn triple rewards at the types of places you spend the most)
  • 1% cash back for every $1 you spend on all other purchases

  • Receive $50 after you make your first purchase

  • Receive an extra $50 each time you save and redeem $200 in rewards
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 14.99% None
Click Here! Apply Here
Capital One® Card Lab
Get the card that is perfect for you
  • Choose your rates
  • Choose your rewards
  • And even choose your own image
  • Apply online
  • To apply online click the "Apply Here" button or call
    1-866-582-0808
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
You choose You choose You choose You choose
Click Here! Apply Here
Discover® Open RoadSM Card
Save at the pump and everywhere else*
  • 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus® at top online retailers*
  • Up to 1% Cashback Bonus® on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo. 0% for 12 mo. 10.99%* None
Click Here! Apply Here
Fidelity Investments Rewards Visa Signature® Card with WorldPoints® Rewards
  • Earn one Point for every dollar spent in net retail purchases*
  • Points can be redeemed as a deposit into your eligible Fidelity Account; or redeem your Points for travel, merchandise and more*
  • 0% Introductory APR on balance transfers and cash advance checks through your first 12 billing cycles*
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for 12 mo.* 14.99% None
Click Here! Apply Here
Discover® MoreSM Card - Clear
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 6 mo. 0% for 12 mo. 10.99%* None
Click Here! Apply Here
Clear from American Express®
  • Balance transfer requests submitted on application receive APR of 3.99% for 12 months. Then, the standard APR for purchases will apply
  • Automatic Rewards — you'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500
  • Flexible payment terms: you can pay in full, or carry a balance — the choice is yours
  • World class Cardmember benefits including Purchase Protection, Extended Warranty, and Return Protection.
  • Express Approval: get a decision in less than 60 seconds
  • No fees of any kind: No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0%* for up to 12 mo. 3.99% for 12 mo.* 10.99% None
Click Here! Apply Here
Chase Flexible Rewards™ Platinum Visa®
Choose the rewards you want
  • Earn 1000 bonus points after first purchase*
  • Earn 1 point for every eligible dollar spent toward travel on any airline, shopping at your favorite stores or cash*
  • 0% introductory APR for up to 12 months*
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for up to 12 mo. 0% for up to 12 mo. 10.99%* None
Click Here! Apply Here
Discover® MotivaSM Card
Cash Rewards for your good credit management*
  • Get a Pay-On-Time BonusSM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
  • Up to 1% Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 3.99% Intro APR for 6 months on purchases, and 12 months on balance transfers
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
3.99% for 6 mo. 3.99% for 12 mo. 10.99%* None
Click Here! Apply Here
HSBC Weekend Card®
  • Earn a full 2% cash back on every new net retail purchase made on Saturdays and Sundays
  • Receive 1% cash back on new net retail purchases made Monday through Friday
  • Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration
  • Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
  • 0% Introductory APR on card purchases and balance transfers for 12 months for qualified applicants*
  • No annual fee, for qualified applicants*
*Additional Disclosures: It is our goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, which may not include a 0% Introductory APR and/or rewards feature, and with different terms and conditions, which will be disclosed before your application is processed.
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo.* 0% for 12 mo.* 8.99%-17.99% None*
Click Here! Apply Here
BucksBackSM Platinum Edition® Visa® Card
  • Receive $50 the first time you use your card*
  • Earn additional $25 reward check or rebate credit to your account* for every $2,500 in purchases on the card
  • Earn cash back on every purchase*
  • Online access to view transactions, pay your bill, view up to seven years of prior statements and more
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 14.99% None
Click Here! Apply Here
TrueEarnings® Card from Costco and American Express
  • Earn cash back - 3% for gasoline, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • Receive a $25 statement credit for the first purchase made with the Card*
  • No limit on the cash back earned
  • The flexibility to pay charges over time
  • The TrueEarnings card serves as both your American Express credit card and your Costco membership card
  • No annual fee with your paid Costco membership
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 3 mo. 1.99% for 6 mo.* 14.99% None

Business Credit Cards With Rewards and Cash Back
Click Here! Apply Here
Advanta Platinum BusinessCard with Unlimited Rewards
  • New — unlimited rewards*
    • Earn cash back, travel, merchandise and more
    • 1 point for every dollar in purchases
    • No blackout dates on air travel
  • No limit on the points you can earn
  • 0% APR for 15 months on balance transfers, 7.99% fixed APR thereafter*
  • 7.99% variable APR (based on prime) on purchases
  • Get employee cards with no fee and set spending limits per user
  • Personalized card - your company name on the top of the card
  • $0 Fraud Liability
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0%* for 15 mo. 7.99%* None
Click Here! Apply Here
Discover® Business Card

  • Apply Now and Get $100 Cashback Bonus*

  • 0% Intro APR* on card purchases for 12 months
  • 3.9% Intro APR* on balance transfer for 6 months
  • 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases
  • Earn 5 to 20% Cashback Bonus® at top retailers through Discover’s exclusive online shopping site
  • No Annual Fee
  • Fee-free Purchasechecks that earn Cashback Bonus® to pay merchants who don't accept credit cards
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo. 3.9% for 6 mo. 13.99% None
Click Here! Apply Here
Capital One® Business Platinum with No Hassle CashSM
  • Earn 1% cash back on everything you buy from day one
  • 0% APR on purchases until December 2009
  • Get a 25% bonus each year on the cash you earned the previous year
  • 0% APR on transferred balances until December 2009
  • Free employee cards with individual spending limits you set
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% until Dec. 2009 0% until Dec. 2009 14.99%(V) None

Click Here to See More Business Card Offers
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The Benefits of Cash Back Credit Cards

Cash back credit cards pay you a percentage rebate on the money you spend on the card.

Many cash back cards offer as high as a 5% cash back on purchases at supermarkets, drug stores, and gas stations, and 1% on all others. Other credit cards with cash back offers give 5% rebates on expenditures for auto repair, apparel, home improvement stores, and more.

A 5% cash back is equivalent to a 5% discount on your purchases. If you use a cash back credit card for most of your purchases and routine expenditures, that can turn into significant savings over the course of the year. To maximize earnings, many people like to get additional cards for family members, so that they receive cash back on all household expenditures.

In some cases, you don’t earn the full cash back on your charges until after a certain amount of expenditures. Other cards put a limit on the maximum earnings you can accumulate in a year. The rewards on your cash back credit card may also expire after a certain number of months, or if you don’t use your card for a period of time. The way your earnings are redeemed also varies from card to card. Read the terms of the card you apply for and make a note of the most important points, so you can follow up as needed.

Cash back credit cards are most profitable if you pay your card balance in full every month. If you intend to keep a balance on your card, you might prefer instead to find one that offers a low interest rate.

Some cash back credit cards also offer 0 apr for an introductory period or frequent flyer miles. Other kinds of cards offer different categories of rewards. In addition to cards for individuals, business credit cards that offer related benefits can be found in each section of our site.

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