Find the best credit cards and credit card offers on the web
Click Here!
  SELECT A BUSINESS CREDIT CARD
HOME

CARDS BY CATEGORY

Special Credit
Card Deals
0% Balance Transfer & Purchase Low Interest
Credit Cards
Business Credit Cards Reward Credit Cards Instant Approval
Cards
Student Credit Cards Customizable Credit Cards Prepaid Cards

CARDS BY
CREDIT RATING

Cards For People
With Good Credit
Cards For People
With Fair Credit
Cards For People With Bad Credit Cards For People With No Credit History

CARDS BY
BANK OR ISSUER

Advanta American Express® Bank of America Capital One® Chase Credit Cards Citi® Cards Discover® Cards HSBC Bank First PREMIER® Bank MasterCard® Visa® More U.S. Banks  Canadian Cards  U.K. Credit Cards  Australian Cards  Belgium Cards

OTHER RESOURCES

Credit Card Comparison Guide Credit Card
Search Tools
Credit Reports and Monitoring Credit Card
Help Topics
CreditCardGuide.com In The News


Credit Cards for Business

Business credit cards

Business credit cards give your business the opportunity to earn perks for you and your employees.  Charging expenses on a business credit card can return up to 5% cash back on various purchases such as gas, office supplies, travel or wireless services, and many cards have no cap on earnings rewards. Some cards let you earn frequent flyer miles - helping bring down the cost of flying business class. Other benefits include 0% introductory APR's, expense management reporting and higher credit lines.

Click Here! Apply Here
Advanta Platinum BusinessCard with Unlimited Rewards
  • New — unlimited rewards*
    • Earn cash back, travel, merchandise and more
    • 1 point for every dollar in purchases
    • No blackout dates on air travel
  • No limit on the points you can earn
  • 0% APR for 15 months on balance transfers, 7.99% fixed APR thereafter*
  • 7.99% variable APR (based on prime) on purchases
  • Get employee cards with no fee and set spending limits per user
  • Personalized card - your company name on the top of the card
  • $0 Fraud Liability
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for 15 mo. 7.99%* None
Click Here! Apply Here
CitiBusiness® Card
  • 0% APR on purchases for 12 months*
  • $25 Statement Credit after $250 in purchases*
  • Additional cards for employees with credit limits you set
  • Quarterly and annual account summaries
  • Balance transfer fee applies with this offer
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo. None 8.99% None
Click Here! Apply Here
Discover® Business Card
  • Apply Now and Get $100 Cashback Bonus*

  • 0% Intro APR* on card purchases for 12 months
  • 3.9% Intro APR* on balance transfer for 6 months
  • 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases
  • Earn 5 to 20% Cashback Bonus® at top retailers through Discover’s exclusive online shopping site
  • No Annual Fee
  • Fee-free Purchasechecks that earn Cashback Bonus® to pay merchants who don't accept credit cards
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo. 3.9% for 6 mo. 13.99% None
Click Here! Apply Here
CitiBusiness® Card with ThankYouSM Network
  • 3 ThankYou Points for each dollar spent on eligible purchases at certain office supply merchants and on professional services*
  • 0% APR on purchases for 12 months*
  • 10,000 ThankYou® Points after $250 in purchases, redeemable for a $100 gift card*

  • 1 ThankYou Point for every dollar you spend on other purchases*
  • Earn up to 100,00 point per calendar year
  • Additional cards for employees with credit limits you set
  • Balance transfer fee applies with this offer
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo. None 10.99% None
Click Here! Apply Here
Capital One® Business Platinum with No Hassle CashSM
  • Earn 1% cash back on everything you buy from day one
  • 0% APR on purchases until December 2009
  • Get a 25% bonus each year on the cash you earned the previous year
  • 0% APR on transferred balances until December 2009
  • Free employee cards with individual spending limits you set
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% until Dec. 2009 0% until Dec. 2009 14.99%(V) None
Click Here! Apply Here
Discover® Business Miles Card
  • 0% Intro APR* for 12 months on purchases
  • 3.9% Intro APR* for 6 months on balance transfer
  • Earn Double Miles on travel and gas*
  • 12,000 Bonus Miles*
  • Earn 5 to 20% Cashback Bonus® at top retailers through Discover's exclusive online shopping site
  • Travel with no restrictions – book any airline, any date, any seat
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo. 3.9% for 6 mo. 13.99% None
Click Here! Apply Here
Advanta Kiva BusinessCard
  • Get 5% statement credit on your first $1,200 each year in grants to Kiva, charitable donations and other purchases*
  • Unbeatable APR — 0% on balance transfers for 15 months, and 7.99% fixed APR thereafter
  • Advanta will match your grant to Kiva...dollar for dollar up to $200/month per account in total*
  • $0 fraud liability
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0% for 15 mo. 7.99% None
Click Here! Apply Here
Advanta Platinum BusinessCard with Unlimited Rewards
  • New — unlimited rewards*
    • Earn cash back, travel, merchandise and more
    • 1 point for every dollar in purchases
    • No blackout dates on air travel
  • No limit on the points you can earn
  • 0% APR for 15 months on balance transfers, 7.99% fixed APR thereafter*
  • 7.99% variable APR (based on prime) on purchases
  • Get employee cards with no fee and set spending limits per user
  • Personalized card - your company name on the top of the card
  • $0 Fraud Liability
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0%* for 15 mo. 7.99%* None
Click Here! Apply Here
The Gold Card from American Express OPENSM
Business ownership has become more rewarding
  • Earn up to 40,000 bonus points in your first year. Use points to travel on any airline with no blackout dates or restrictions
  • Points have no expiration date
  • Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more
  • Automatic Complimentary enrollment in the Membership Rewards® program
  • No pre-set spending limit*
  • No annual fee for the first year - a savings of $125
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None None $125*
Click Here! Apply Here
Capital One® Business Platinum with Preferred No Hassle MilesSM
  • Earn triple rewards for purchases in your category of choice and one mile per dollar on all other purchases
  • 0% APR on transferred balances until December 2009
  • Choose from the following categories when you apply for this card: Travel and Lodging, Gas and Service Stations, Building Supplies and Hardware, Computers and Electronics, Office Supplies and Furniture, Advertising and Shipping
  • 0% APR on purchases until December 2009
  • Free employee cards with individual spending limits you set
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% until Dec. 2009 0% until Dec. 2009 14.99%(V) None
Click Here! Apply Here
Advanta Platinum 90-Day Interest Free BusinessCard
Enjoy 90 days interest free on all purchases...year after year
  • No interest for 90 days on purchases* (this is not an introductory offer)
  • Business Rewards Program with travel, merchandise and cash*
  • Get a generous credit limit for your business expenses
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0%* See site for details None 15.99% None
Click Here! Apply Here
Capital One® No Hassle MilesSM Ultra—for Professionals
  • Earn double miles - 2 miles per dollar spent on all purchases
  • No expiration date on miles and no limit on the miles you can earn
  • Save with a 0% intro APR on purchases until October 2009
  • 5 different reward redemption options: Travel, Cash, Merchandise, Charitable Donations, or Gift Certificates
  • No blackout dates and no seat restrictions
  • No balance transfer fees
  • To apply online click the "Apply Here" button or call
    1-866-582-0808
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% until Oct. 2009 None 9.9% $39
Click Here! Apply Here
Advanta Business World MasterCard®
An exceptionally rewarding business card
  • Get 50% Bonus Points every year, when you make all payments on time
  • Earn points faster - with no earnings cap and no air travel seat restrictions
  • Thousands of merchandise, gift card and travel options
  • No Pre-Set Spending Limit*
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 16.99% None
Click Here! Apply Here
Chase Business Cash Rewards® Visa® Card
  • Earn up to 5% cash back with unlimited rewards potential
  • With no merchant or category spending restrictions, you can earn points by shopping wherever you want, for whatever you want
  • Receive quarterly management reports
  • 0% Intro APR for up to 12 months*
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for up to 12 mo. 0% for up to 12 mo. 10.99% None
Click Here! Apply Here
Chase Platinum Visa® Business Card
  • 0% APR for up to 12 months*
  • Visa Business Partner Advantage program - savings from leading retailers with special offers on computer equipment, office supplies and more
  • Travel and emergency assistance
  • Purchase security and extended protection
  • Travel Accident Insurance
  • Free online reporting
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for up to 12 mo. 0% for up to 12 mo. 8.99% None
Click Here! Apply Here
Chase Business Rebate Card
  • Introductory fixed 0% APR for up to 12 months on balance transfers*
  • Earn a full 3% cash back at restaurants, office supply stores, gas stations, building supply stores, hardware and home improvement centers
  • Earn 1% cash back for everything else
  • Visa Business Partner Advantage program
  • Travel accident insurance
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for up to 12 mo. 0% for up to 12 mo. 7.49% None
Click Here! Apply Here
Advanta Customizable Platinum BusinessCard with Unlimited Rewards
Personalized card — your company name on the card, plus logo or other image
  • New — unlimited rewards*
    • Earn cash back, travel, merchandise and more
  • No limit on the points you can earn
  • 0% APR for 15 months on balance transfers, 7.99% fixed APR thereafter*
  • 7.99% variable APR (based on prime) on purchases
  • Get employee cards with no fee and set spending limits per user
  • $0 Fraud Liability
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None 0%* for 15 mo. 7.99% None

Business Credit Cards - Frequent Flyer Miles Cards

Click Here! Apply Here
Discover® Business Miles Card
  • 0% Intro APR* for 12 months on purchases
  • 3.9% Intro APR* for 6 months on balance transfer
  • Earn Double Miles on travel and gas*
  • 12,000 Bonus Miles*
  • Earn 5 to 20% Cashback Bonus® at top retailers through Discover's exclusive online shopping site
  • Travel with no restrictions – book any airline, any date, any seat
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo. 3.9% for 6 mo. 13.99% None
Click Here! Apply Here
Capital One® Business Platinum with Preferred No Hassle MilesSM
  • Earn triple rewards for purchases in your category of choice and one mile per dollar on all other purchases
  • 0% APR on transferred balances until December 2009
  • Choose from the following categories when you apply for this card: Travel and Lodging, Gas and Service Stations, Building Supplies and Hardware, Computers and Electronics, Office Supplies and Furniture, Advertising and Shipping
  • 0% APR on purchases until December 2009
  • Free employee cards with individual spending limits you set
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% until Dec. 2009 0% until Dec. 2009 14.99%(V) None
Click Here! Apply Here
CitiBusiness® Card with ThankYouSM Network
  • 3 ThankYou Points for each dollar spent on eligible purchases at certain office supply merchants and on professional services*
  • 0% APR on purchases for 12 months*
  • 10,000 ThankYou® Points after $250 in purchases, redeemable for a $100 gift card*

  • 1 ThankYou Point for every dollar you spend on other purchases*
  • Earn up to 100,00 point per calendar year
  • Additional cards for employees with credit limits you set
  • Balance transfer fee applies with this offer
  • No annual fee
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
0% for 12 mo. None 10.99% None
Click Here! Apply Here
The Gold Card from American Express OPENSM
Business ownership has become more rewarding
  • Earn up to 40,000 bonus points in your first year. Use points to travel on any airline with no blackout dates or restrictions
  • Points have no expiration date
  • Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more
  • Automatic Complimentary enrollment in the Membership Rewards® program
  • No pre-set spending limit*
  • No annual fee for the first year - a savings of $125
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None None $125*
Click Here! Apply Here
Capital One® Business Platinum with Double No Hassle MilesSM
  • Earn two miles for each purchase dollar spent
  • Redeem miles for travel, cash back, merchandise and more
  • No limit on the miles you can earn
  • No miles expiration—keep them for the life of your account
  • Fly on any airline with no blackout dates or seat restrictions
  • $0 annual fee for the first year, $39 after that
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 17.99%(V) $39*
Click Here! Apply Here
CitiBusiness® / AAdvantage® Card
  • Earn 25,000 American Airlines AAdvantage® bonus miles after you make $750 in purchases within 4 months of becoming a cardmember*

  • Earn 1 American Airlines AAdvantage® mile for every $1 spent on purchases*
  • Earn American Airlines AAdvantage® miles faster from purchases made on your employee accounts*
  • American Airlines AAdvantage® miles may never expire*
  • No blackout dates on American Airlines AAdvantage® award travel*
  • Balance transfer fee applies with this offer
  • First year free, then $75
Intro Purchase APR
Intro Balance Trans. APR
APR as low as Annual Fee
None None 14.99% $75*

The Benefits of Small Business Credit Cards

Small business credit cards offer many great features. They not only provide easy access to credit to help you manage your cash flow, they also come with numerous benefits that can be helpful in the day-to-day management of your business. Best of all, the cash-back or rewards programs, which most small business cards offer, can actually help you save money.

Many business credit cards have high initial credit lines, depending on the credit history of your business. Most small business credit cards also come with attractive introductory 0% APR deals, often lasting as long as 12 to 15 months. You may wish to consider 0% balance transfer cards if you need a temporary cash infusion for an existing business or start-up capital for a new venture. While most cards offer the 0% APR rate on either balance transfers or purchases only, a few offer 0% APR on both purchases and balance transfers, providing you with the greatest flexibility.

It is not uncommon for small business credit cards to offer a favorable interest rate after the initial introductory period expires, often as low as 5%. That is a great deal, if you are looking for a permanent low-interest loan. Of course, rates can vary over time, so take time to compare credit cards before you decide which card might work best for your business, and read the terms and conditions of each card carefully.

Many business owners opt to carry several credit cards—one with a low interest rate or 0% APR offer for carrying balances, and one for charging expenses that they will pay off in full every month. This strategy lets you take full advantage of the cash back or rewards benefits of your small business credit card, letting you earn up to 5% cash back on business-related purchases, such as office supplies or gas. Or, you may opt for a card that lets you earn travel rewards, enabling you to leverage your spending towards free airline trips, seat upgrades, and last-minute ticket purchases.

To maximize rewards earnings, consider adding employees as additional cardholders, a service offered for free by most small business credit cards. To control expenses, simply set spending limits for each employee; many cards even let you set limits for how much an employee can spend in specific categories.

Adding employees as cardholders also enables you to consolidate your business expenses into one main account. This greatly facilitates book-keeping – simply download your card statement into your accounting software each month. Or, if you prefer, you can get expense reporting from your card broken down by employee, a service offered for free with most business credit cards.

In addition to business cards, credit cards for individuals also offer many benefits, and our site contains a wide selection. Benefits include introductory periods with 0 apr, rewards, cash back, low interest or frequent flyer miles. Each of the card categories on our site that are for individuals also includes the same business credit cards listed above.

| Best Credit Card Offers With Online Applications | 0% APR Balance Transfer | Cash Back Cards |
| Low Interest Cards | Airline Miles & Travel Reward Credit Cards | Business Credit Cards |
| Gas Rebate Credit Cards | Car Rebate Credit Cards | Instant Approval Cards |
| Establish Credit, Credit Cards | Student Credit Cards | Prepaid Cards |